1. Introduction

These terms and conditions govern your use of Dippa's insurance deposit funding services. By using our services, you agree to these terms in full. If you disagree with any part of these terms, you must not use our services.

2. Service Description

Dippa provides insurance deposit funding services for motor insurance policies. We finance the upfront deposit required for motor insurance, typically around 20% of the total policy cost, which customers repay over 10-11 months.

3. Eligibility

• Must be at least 18 years old
• Must be a UK resident
• Must have a valid UK driving license
• Must have a UK bank account
• Application verification

4. Loan Terms

• Maximum loan amount: £500
• Repayment terms: 10-11 months
• First repayment due one month after policy start
• Interest rates and fees will be clearly disclosed before agreement

5. Repayment

Repayments must be made monthly via direct debit. Failure to maintain payments may result in additional charges and affect your credit rating. Any difficulties with payments should be communicated to us immediately.

6. Cancellation

You have the right to cancel within 14 days of accepting our loan offer. If you cancel after this period, you will need to repay the full loan amount plus any accrued interest.

7. Data Protection

We process your personal data in accordance with UK data protection laws. Your information will be used to assess your application, manage your account, and prevent fraud.

8. Complaints

If you have any complaints about our service, please contact our customer service team. We aim to resolve all complaints within 8 weeks.

9. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be communicated to customers and posted on our website.

10. Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales.